Property How should we proceed with our property investment? Refinancing property Is now the time to refinance? Using super for property Should I use my super to reduce the mortgage? Paying off mortgage Should I use my managed funds to pay off my reverse mortgage? Properties How should we proceed with our properties? Salary Sacrifice Can you salary sacrifice into a mortgage? Buying property Should we consider taking out one of the governments new first home saver accounts and commit to not buying a house for the next four years to maximise the government's contribution? Renting If we buy a property for our mother to live in and she contributes to the mortgage repayments, can that be considered rent? Claiming interest on tax After 12 mths can a house be rented out and a residential loan be converted to a investment loan to claim interest on tax? Re-sell value of property Inner-city apartment or outer-suburbs house? Positive geared investment What capital gains affect will renting a positive-geared property have? Excess funds in mortgage Can I use these funds to buy shares and claim a tax deduction on interest (mortgage interest) payable? Mortgage repayments Is it possible to change our mortgage repayment? Buying Australian property from abroad Are there banks in Australia, or elsewhere, which provide home loans for the purpose of buying property in Australia, even though I am employed outside Australia? Depreciation schedules I was advised to get a depreciation schedule done by a quantity surveyor for tax deductions. The cost is $500-$880 - is this worth it? Increasing super Should we sell our investment property and put the funds into super? Primary residence Does spending time out of a property make it liable for CGT? Capital gains tax What CGT applies for me on my property? Tax on property Do we need a licensed valuer or would a real estate agent be sufficient for the tax office? Property investments Should we continue renting and saving or buy a property? Stamp duty Is it possible to claim stamp duty paid on the purchase of an investment property? Renting out Does renting out part of the house affect CGT? Gifted assets Does a gifted property incur capital gains tax if sold? Buying a new property We intend to buy a new home, should we withdraw my super tax free and pay cash, or borrow the balance and pay it off principal and interest, or interest only leaving all our money in super to grow? Selling the property Are we liable for capital gains tax? Renting your property out If you rent a property out can you claim all the negative gearing tax deductions as you could with a pure investment property? Capital Gains Tax How will I be taxed on an investment property? Buying property on a pension What is the best option for getting a loan? Buying property Should I put my money in a term deposit for a few years until I can afford a house? Tax on property Do I have to pay tax on a house I buy with gift money? top Advertise with us | Contact us | Site map | About us Privacy Policy | Conditions of Use | Membership Agreement Copyright © 2008. Any unauthorised use or copying prohibited.

Planning budgeting debt tax Investments managed funds shares superannuation Property Banking Each week financial advisor Noel Whittaker answers your questions. Topics include: » Mortgages » Managed funds » Superannuation Ask a question now Financial calculators  >> Borrowing power  >> Brokerage calculator  >> More. Compare and apply for financial products.  >> Home loans  >> Credit cards  >> More. Let our enewsletter Money Sense help you with your finances. Subscribe now. See sample newsletter