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The flight to safety

Investors fleeing the sharemarket in search of security can easily earn 8 per cent a year and sleep well at night. John Kavanagh looks at what you can get if you shop around.

Paperwork dull but crucial

Outsourcing of super by employers is a regular occurrence. You start off as a member in one fund and find you are transferred to another when the employer no longer wants to spend time and resources administering super.

FKP Property Group (FKP)

Classic economics, Adam Smith-style, says the price of any product is the combination of the cost of labour, the rent on the land to produce the product and a return on capital employed. Of the three, land is the lowest returning asset, although some wage-earners would dispute this.

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Features

The bad news bears

Australia won't avoid the effects of the global subprime crisis but our fundamentals remain sound.

That taxing time of year

The strategy: To claim my work-related expenses in my tax return.

Three menus in a boat

There are signs that cruise liners, at least those at the top end of the market, are returning to the days when a journey by ship was the ultimate in luxury.

Ask an expert

[Portrait: Noel Whittaker]Noel Whittaker is a Brisbane-based financial adviser and author of nine books, each week Noel answers your questions.

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